You know what would be really nice? Replacement insurance.
Lose your ship in battle against an AI and the insurance company pays a shipyard to build a replacement based on last filed plans, complete with turrets, upgrades, and crew.
This would involve despawning your wreckage (you give up the salvage rights to the insurance company, who sent out a crew to recover what they could) to prevent farming your own ship and would need periodic payments equal to a percentage of the ship's value, and a minimum time after purchasing the policy before it comes into effect.
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Spacefaring_Guy
You know what would be really nice? Replacement insurance.
Lose your ship in battle against an AI and the insurance company pays a shipyard to build a replacement based on last filed plans, complete with turrets, upgrades, and crew.
This would involve despawning your wreckage (you give up the salvage rights to the insurance company, who sent out a crew to recover what they could) to prevent farming your own ship and would need periodic payments equal to a percentage of the ship's value, and a minimum time after purchasing the policy before it comes into effect.
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