I went through a whole lot of designs on this forum and couldn't find anything that was really functional. There are a lot of pretty ships but none that were at my level. So I built this thing and while ugly it is really really fun to fly around and kill pirates/aliens in. It has really good maneuverability and decent stopping power. I'm sure with a little work you can make it prettier.
I made it very modular so you can copy the outer layer of hull, then delete it, and modify things as you see fit and paste the hull back over. I especially made sure to keep the thrusters accessible for when the beta becomes live and the wafers no longer work. I don't know if using full thruster blocks will work as well but I guess we'll see.
I just started finding Trinium so I've begun modifying the outer hull to become Trinium and the ship just becomes more of a dream to fly.
Cost to build:
679,936 Credits
94,072 Xanion
XML - http://pastebin.com/tfUmZGcd
Here is a screenshot of her and all of her ugliness with stats
Another angle
Showing how you can pull 1 panel off and modify the thruster configuration
Pulling 2 large panels and about a dozen or so smaller panels off shows the guts